Online Financial Calculator

Simple Financial Calculator

The Simple Financial Calculator is useful for calculating the Time Value of Money (TVM) in one time transactions. It is helpful to know what your money will be worth at any point in time. The concept behind the time value of money is that $1 today is not worth $1 tomorrow. You could invest that dollar and have $10 tomorrow. Time Value formulas help you determine what that value will be tomorrow. On the other hand TVM formulas can help you determine what the present value of a future amount of money is worth right now.

Example:

You want to know the future value of a CD you purchased for $35000 that reaches maturity in 3 years. The CD pays 5.05% annually, compounded monthly. Enter 35000 as the present value, 5.05 as the interest rate, 3 as the number of years, and 12 as the number of periods. Click F to find the Future Value of this investment. In 3 years you will have $ 40686.64.

Loan Amortization Calculator

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