Online Financial Calculator


Simple Calculator

How to Use

Loan Amortization

Simple Financial Calculator

Calculate TVM
Present Value:
Future Value:
Annual Interest Rate (%):
Number of years:
Periods per year:

Loan Amortization Calculator

Amortize Loan
Loan Amount
Interest Rate
Loan Length (in years)
Monthly Payment
Add an Extra Payment amount each month.

Simple Financial Calculator

The Simple Financial Calculator is useful for calculating the Time Value of Money (TVM) in one time transactions. It is helpful to know what your money will be worth at any point in time. The concept behind the time value of money is that $1 today is not worth $1 tomorrow. You could invest that dollar and have $10 tomorrow. Time Value formulas help you determine what that value will be tomorrow. On the other hand TVM formulas can help you determine what the present value of a future amount of money is worth right now.

Example:

You want to know the future value of a CD you purchased for $35000 that reaches maturity in 3 years. The CD pays 5.05% annually, compounded monthly. Enter 35000 as the present value, 5.05 as the interest rate, 3 as the number of years, and 12 as the number of periods. Click F to find the Future Value of this investment. In 3 years you will have $ 40686.64.

Loan Amortization Calculator

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